ABOUT US

Two Decades of Insurance Excellence

Since 2006, United Insurance Services LLC has been protecting businesses across five states with expert commercial and surplus lines insurance solutions.

OUR STORY

Built on Trust, Expertise, and Service

United Insurance Services LLC was founded in Farmington Hills with a clear mission: to provide businesses with the specialized insurance expertise they deserve. For over 20 years, we have built a strong and loyal customer base by delivering dependable coverage, expert guidance, and personalized service.

As an independent insurance agency, we're not tied to any single carrier. This independence allows us to work with top-rated insurance companies to find the best coverage at competitive rates for your unique business needs.

Our focus on Commercial Insurance and Surplus Lines Insurance sets us apart. We specialize in complex risks that require deep industry knowledge, strong carrier relationships, and creative placement strategies.

United Insurance Services team
OUR VALUES

What Drives Us Every Day

Our core values guide every decision we make and every relationship we build.

Expertise
Decades of experience in commercial and surplus lines insurance. Our agents bring deep knowledge of underwriting, risk assessment, and placement strategies for complex business risks.
Personalized Service
Every business is unique, and we treat it that way. We take time to understand your operations, risks, and goals to provide tailored insurance solutions that truly protect your business.
Integrity
We build lasting relationships through honest advice, transparent communication, and unwavering commitment to our clients' best interests. Your trust is our most valuable asset.

Trusted Insurance Partners

We Work With Leading Insurance Companies

Aegis General Insurance Agency
American Modern Insurance
Assurant
Attune
Berkshire Hathaway Homestate Companies
Bristol West
CNA Insurance
Conifer Insurance Company
Coterie Insurance
CURE Auto Insurance
Flow Flood Insurance
Foremost Insurance
GBLI Global Indemnity
GEICO
Great Lakes Mutual Insurance
Berkshire Hathaway Guard Insurance Companies
GuideOne Insurance
Hagerty
The Hanover Insurance Group
Hiscox Insurance
Liberty Mutual Insurance
Markel Insurance
Midwest Insurance Company
Munich RE
MUSIC Insurance
Neptune Flood Insurance
Penn-America Group
Philadelphia Insurance Companies
Progressive Insurance
The Hartford
Travelers Insurance
US Assure
USLI
VAVE Insurance
Westchester - A Chubb Company
weSure Insurance
Aegis General Insurance Agency
American Modern Insurance
Assurant
Attune
Berkshire Hathaway Homestate Companies
Bristol West
CNA Insurance
Conifer Insurance Company
Coterie Insurance
CURE Auto Insurance
Flow Flood Insurance
Foremost Insurance
GBLI Global Indemnity
GEICO
Great Lakes Mutual Insurance
Berkshire Hathaway Guard Insurance Companies
GuideOne Insurance
Hagerty
The Hanover Insurance Group
Hiscox Insurance
Liberty Mutual Insurance
Markel Insurance
Midwest Insurance Company
Munich RE
MUSIC Insurance
Neptune Flood Insurance
Penn-America Group
Philadelphia Insurance Companies
Progressive Insurance
The Hartford
Travelers Insurance
US Assure
USLI
VAVE Insurance
Westchester - A Chubb Company
weSure Insurance
OUR ADVANTAGE

What Sets Us Apart

We're not your typical insurance agency. Here's why businesses trust us with their most complex risks.

Surplus Lines Specialists
Many businesses face risks that standard insurance markets won't cover. Our surplus lines expertise means we can place coverage for hard-to-insure properties and emerging industries like cannabis businesses.
Multi-State Licensing
Licensed in Michigan, Ohio, Indiana, Illinois, Florida, Wisconsin, and Washington. We support businesses with operations across multiple states, providing consistent coverage and service.
Experienced Team
Our agents have decades of combined experience writing commercial policies. We understand the nuances of different property types and can navigate complex underwriting requirements.
Strong Carrier Relationships
We work with top-rated carriers who specialize in commercial risks. These relationships allow us to secure competitive rates and comprehensive coverage for our clients.
Risk Management Focus
Insurance is more than just a policy. We help you identify exposures, implement risk management strategies, and protect your business from unexpected losses.
Client-First Approach
We measure success by your satisfaction and protection. Our team is always available to answer questions, handle claims, and adjust coverage as your business evolves.
OUR MISSION

Protect Your Business. Manage Your Risk. Provide Peace of Mind.

Our mission is simple yet powerful: to protect businesses with comprehensive insurance coverage, expert risk management guidance, and personalized service that allows you to focus on what matters most—growing your business and serving your customers.

Protect
Comprehensive coverage tailored to your unique business risks
Guide
Expert advice on risk management and insurance strategies
Support
Responsive service when you need us most

United Insurance Services by the Numbers

Our track record speaks for itself

20+
Years in Business
Since 2004
5
States Licensed
Multi-state expertise
5000+
Satisfied Customers
Trusted relationships
100%
Client-Focused
Your success is ours

Ready to Experience the United Insurance Difference?

Let's discuss your business insurance needs. Our experienced team is ready to provide expert guidance and comprehensive coverage solutions.